Your Best Credit Card Online Casinos For 2020

Want to use your Mastercard or Visa credit card to deposit at South African casinos? We aren’t surprised. Credit cards are a common and secure payment option at the top-rated online casinos.

We’ve lost count of how many credit card casinos operate in South Africa. We know this can make it difficult for you to pick one casino. To save you spending hours of your valuable time comparing online casinos, our expert team has reviewed every credit card casino on your behalf. We’ve created a list of the best credit card casinos to give you a selection of trustworthy sites to pick from. 

Top Credit Card Casinos in 2020


Springbok Casino

Read our review

Up to R11,500


Sloty Casino

Read our review

R22,500 + 300 Free Spins


ZAR Casino

Read our review

200% up to R15,000 + 100 Free Spins


Thunderbolt Casino

Read our review

Up to R10,000


Karamba Casino

Read our review

R3,000 + 100 Spins

How We Review Credit Card Casinos In South Africa

credit cardsIt took an awful long time to review each online casino accepting credit card as a payment option. That is just one of the many factors that we took into consideration, though. Wondering what else is important? Allow us to highlight five of the main factors we consider when reviewing credit card casinos.

Best Bonuses: A substantial bonus offer is useless if it comes with unrealistic wagering requirements. We ensure your balance will be boosted by a considerable and fair first deposit bonus at each of our credit card casinos. We also check out the promotions on offer to ensure you benefit from bonus offers long after your initial deposit.

Varied Game Selection: You should have plenty of amazing games to enjoy when you play at an online casino. Credit card casinos in our top 10 list boast at least several hundred games from the biggest software providers in the industry. It’s not just the slots section we check out. We like to see table games, live dealer tables , specialty games and video poker on offer.

Reliable Customer Support: The best credit card casinos encourage you to contact them as soon as you encounter any issues. You should have numerous ways to get in touch. Most South African online casinos offer email and telephone support options, but we give higher scores to sites that also offer live chat. It’s one of the fastest ways to get an issue resolved.

Fast Payments: Regardless of which type of credit card you use to fund your South African online casino account, your money should be added instantly. After all, credit card is one of the fastest and most secure payment options available at online casinos . After playing some games for real money, we then time how long it takes for a withdrawal to be processed.

Good Security: We couldn’t sleep at night if we didn’t know you were in safe hands. For this reason, we only recommend the best credit card casinos that implement an array of security measures to keep you protected. SSL encryption is essential, but it is just one of the many factors we consider when gauging how seriously a casino takes the security of its players.  

The Advantages Of Using Credit Cards At Online Casinos

secure payment badgeCredit cards are just one of many payment options available in the cashier section of South African online casinos. So, why should you use Mastercard or Visa instead of other banking options? There are numerous reasons. However, we’ll keep things short and sweet by quickly outlining just five of the main advantages of playing at a credit card casino.

Widely Accepted: You won’t have any trouble using Mastercard or Visa at the best credit card casinos in South Africa. Almost every casino accepts these leading credit cards. You’ll struggle to find many online casinos that accept American Express or Diners Club, though. 

Smaller Limits: Another reason to play at a credit card casino is that they offer smaller limits when it comes to deposits and withdrawals. You can usually fund your account for as little as R5. Rand (ZAR) withdrawals worth at least R5 are also usually processed without a hitch.

No Currency Conversion: Dislike how other casino payment methods require currency conversions? You won’t have to keep an eye on exchange rate swings when you play at credit card casinos online. All your transactions will be completed swiftly in Rand (ZAR).

Play Now, Pay Later: You don’t have to have funds readily available to make a deposit at the top credit card casinos. You can basically gamble on credit and pay off what you owe over a specified timeframe. Just make sure you can afford to repay what you borrow to deposit.

Large Single Transactions: Are you a high roller who wants to fund your online casino account with a large amount of cash? Then a credit card casino is the way to go. You’ll find it easy to deposit and withdraw thousands of South African Rand (ZAR) in a single transaction.

The Disadvantages Of Using Credit Cards At Online Casinos

Credit card casinos aren’t without their disadvantages. Yes, there are far fewer reasons not to play at a credit card casino than there are to play at one. However, we still felt it was important to make you aware of two of the main reasons why some gamblers opt to avoid using their credit cards.

Extra Fees: Deposits at credit card casinos are often classified as a cash advance. This means you could rack up an expensive bill that must be paid by a specific date. You will often have to start paying interest immediately. Make sure you’re aware of all costs before depositing.

Often Discouraged: Many online casinos in South Africa are cautious of credit card fraud. For this reason, you’ll often find the top-rated online casinos offering better bonuses for choosing a payment option other than credit cards. Don’t worry, this isn’t always the case.

Different Credit Card Options At South African Online Casinos

As you may already know, Mastercard and Visa are the two most popular credit card options at South African online casinos.

We bet the burning question on your lips is, which is the best credit card? South African credit card users may have differing opinions, but the answer to that question will ultimately come down to the type of credit card that you hold. Both Mastercard and Visa offer almost identical benefits to ensure they offer customers the same benefits as their competitor. 

Mastercard: Tens of billions of transactions are safely completed via Mastercard on an annual basis. This doesn’t mean Mastercard rests on its laurels, though. The credit card processor is constantly pushing the boundaries of technology to make payments even safer. In fact, they’ve recently introduced biometric security measures like facial recognition.

Visa: There is no bigger name in the credit card industry than Visa. There are hundreds of millions more Visa cards in circulation than Mastercard. You might be interested in knowing that each transaction made through the VisaNet processing network is checked against 500+ variables. The reason for this is to prevent fraud, a common problem in South Africa.

Got an American Express or Diners Club card in your wallet that you’d like to use instead? The best credit card casinos in South Africa rarely accept these cards as a payment option. We strongly suggest sticking with Mastercard or Visa if you’d like to play at South African casinos.

Alternative Casino Payment Methods In South Africa

alternative payment optionsBy now you should know that credit cards are amongst the safest and most popular payment options at online casinos in South Africa. Don’t worry if you’re still not convinced that it’s the right option for you.

We recommend checking out the following three payment options as an alternative to credit cards if you’re convinced you don’t want to use your Mastercard or Visa to gamble online.

Bitcoin: Don’t like the idea of submitting your credit card details to online casinos in South Africa? Use bitcoin to make anonymous transactions. You simply need a bitcoin wallet that can be downloaded for free. Once you fund your wallet with BTC, you then provide your bitcoin wallet address to the online casino to make deposits and withdrawals. No personal information or card details are required.

ecoPayz: EcoPayz is a safe and secure e-wallet that offers lightning-fast withdrawals when compared to credit card casinos. You could have to wait up to five working days to receive your winnings using a credit card, but ecoPayz ensures you’ll have your funds within 72 hours at the most. EcoPayz is also a great option if you’d like to quickly move your money from one casino to another.

Pay by Phone: Like how credit card casinos enable you to play now and pay later? Well, pay by phone works in a similar way and you won’t rack up a large bill in interest fees. Pay by phone simply requires text confirmation to process payments. Funds are deducted from your balance if you’re a pay as you go customer. Pay monthly? Then your total deposits will be added to your next bill.


To make a deposit at a credit card casino, you will need to navigate to the cashier section. After selecting credit card as your preferred option, you should then pull your Mastercard or Visa card from your wallet. Simply enter your details, enter how much you’d like to deposit and click confirm. Your deposit will be made instantly Withdrawing is even easier. Since you’ve already linked your credit card to the online casino, your winnings will be sent to the card that you used to deposit.

You certainly can. As credit card payments are a direct funding method, all transactions will be completed in Rand (ZAR). We know it can be frustrating dealing with currency conversions, so this is one of the main reasons why we and so many other gamblers love playing at credit card casinos.
Absolutely! Credit card providers like Mastercard and Visa invest mind-blowing amounts of money in their security departments. Each transaction is subject to rigorous fraud and identity theft checks. Hundreds of checks are completed in a split-second before your funds are cleared.
This will ultimately come down to what type of player you are. There is no point in paying an annual membership fee for the crème-de-la-crème of credit cards if you are only going to be depositing small amounts of money. Sure, a credit card like the Mastercard Gold Card looks great and offers amazing benefits, but you must be savvy and weigh up the pros and cons of investing in one. There are some amazing credit cards offered by Mastercard and Visa that cost nothing and offer cash back and air miles as perks. Make sure you check out the annual percentage rate (APR), too.
We found 2-5 working days to be about average for a withdrawal via credit card. The online casino will often process your withdrawal within 24 hours, but you must allow for clearance time before the funds reach your account.